SEBA-2005 (Bank Automation Solution)
SITESoft Enterprise Bank Automation SEBA-2005
A Total Enterprise wise Banking Solution for Branch operations and Back office management
KEY FEATURES AND BENEFITS
- Detail Customer database. Keeping details information of all types including all personal accounts (deposits & loans).
- All types of Deposits, Loans and Other Services are configurable with maximum parameterization.
- Better control and security on transactions in branch operation for maintaining low risk of fraud. System maintains user activity logs.
- Photograph & signature storing and on-screen validation
- Options for cheque clearing without required fund in one a/c but lien balance fund from other account of the same customer.
- Single window transaction facility.
- Both statement of accounts and passbook printing options.
- Automatic voucher posting from all modules through finance engine updated financial accounting at any point of time.
- Options for on-line remote branch operation or off-line operation. Portability of consolidated off-line branch data in HO.
- Facility of any-branch banking and Internet banking. Option for interfacing ATM and Tele-Banking.
- Easy to operate with Graphical User Interface (GUI).
- State of the art technology with Oracle Database & Oracle Internet Developer Suite
Product Objective
Main objective of this product is to create a computerized environment within the bank in all of its activities. This product caters almost all the needs of Total Branch Automation (TBA) and Back Office Management with a solid integration in between.
Effective Cash & Fund Management, NPA Management, MIS reporting and DAP are the most important features of this product.
Modules Covered:
| Deposits | Savings, Current, FD, CC, RD, MIS etc. |
| Loans | Crop Loan, Gold Loan, House Loan, Personal Loan, Cash Credit, Overdraft etc. |
| Clearing | Inward, Outward, Outstation Cheque clearing. Clearing with local clearing house. |
| Bills | Bill discounting |
| Drafts | Drafts, Banker’s Cheque, Pay Order etc. |
| Safe Deposit Lockers | Locker management. |
| Financial Accounting | Anytime final accounts preparation with Cash account, Trial, P/L, B/S. Branch incorporation. Daily cash book, ledger, journals etc. |
| Shares | Share management, Share linking with loans, dividend calculation, dividend warrant issue etc. |
| Reconciliation | Inter Branch and Bank Reconciliation |
| Payroll & PIS | Staff Payroll, Leave, Staff Loans and advances, PF, P Tax, Income Tax, Bonus, PIS, Gratuity, Full & Final settlement etc. |
| Investments | Investments management, ROI, yield etc. |
| Borrowings | Borrowing/Refinance from application to receipt and repayment. Cost of borrowings. |
| Stores | Total stores management for stationary, forms etc. |
| Asset Management | Management of Fixed assets, depreciation calculation, sale, addition, revaluation, dead stock etc. |
| MIS & Report Returns | All statutory report returns and MIS reports |
| TS | Teachers Salary, salary savings and deduction of loan installments. |
